July

• HOT TOPIC: Buffett Takes a Bow: 7 Lessons from an Iconic Investor

  At age 94, Warren Buffett recently announced his retirement as CEO of Berkshire Hathaway. This article focuses on investment fundamentals as well as tips and quotes from the famous investor.

• Will You Pay a Medicare Surcharge?

  The standard monthly Part B premium is $185 in 2025, but premiums for both Part B and Part D can vary based on income levels.

• Fine-Tuning with Sector Funds

  The stocks in the S&P 500 are classified by 11 sectors, each of which responds differently to market conditions.

• Peer-to-Peer Payments Are Popular, but Be Careful

  Making a peer-to-peer (P2P) payment is a convenient way to transfer money to family, friends, or businesses — these precautions can help avoid costly mistakes.

• Individual Bonds vs. Bond Funds: What’s the Difference?

  Individual bonds and bond funds can both provide an income stream, but there are important differences.

• Important Tax Breaks for Pass-Through Businesses

  Some owners of pass-through businesses may be able to deduct up to 20% of their qualified business income and/or take generous deductions for investing in qualified property.

June

• Versatile 529 Plans Can Help with More than Just College

  529 plans were originally created to save for college, but Congress has expanded the ways these plans can be used, making them a more flexible and versatile savings vehicle.

• Catch Up for a More Comfortable Retirement

  Only a third of U.S. workers age 50 and older feel they are on track to enjoy a comfortable retirement, but there are opportunities to build substantial savings late in a working career.

May

• HOT TOPIC: Tariffs Drive Market Volatility

  This article explains why tariffs have shaken the markets and provides an overview of long-term trends that may help investors put the current volatility in perspective.

• ETFs Are Closing the Gap with Mutual Funds

  Investor demand for exchange-traded funds (ETFs) has increased rapidly over the last decade due to attractive features that set them apart from mutual funds.

• Concerned About Cyberattacks? The Threat Is Real

  Small businesses that handle potentially sensitive information about customers, employees, or competitors should be proactive about addressing this risk.

April

• HOT TOPIC: Tariff Turmoil: The Makings of a Stock Market Correction

  On March 13, 2025, the S&P 500 Index landed in correction territory after a swift drop. An escalating trade war and signs of a slowing economy have unsettled the financial markets.

• Traditional or Roth Contributions? Think It Through for Future You

  When a workplace retirement plan offers both Traditional and Roth accounts, it may help to understand their key features and distinctions.

March

• Key Retirement and Tax Numbers for 2025

  This article outlines some important IRS cost-of-living adjustments for 2025.

• Phased Retirement Can Help Smooth the Transition

  The article explains why a phased retirement program can be a positive experience for employees, employers, and customers.

February

• HOT TOPIC: The Social Security Fairness Act Increases Benefits for Millions

  This article explains what will be changing and who can expect to receive higher Social Security benefits due to the Social Security Fairness Act.

• Three Market-Moving Economic Indicators to Watch

  Among all the economic indicators released each month, these three reports may have the strongest effect on the market.

• What’s New for 2025?

  This article outlines changes that may affect retirement savings, health-care costs, air travel, and consumer credit.

January

• Home Energy Rebates Could Save You Money

  The Inflation Reduction Act of 2022 included two provisions allowing rebates for home energy efficiency retrofit projects and home electrification and appliance projects.

• A Critical Combo: Life Insurance with Long-Term Care Benefits

  Although long-term care insurance is typically a “use-it-or-lose-it” proposition, these alternatives can help pay for care if it’s needed or provide a death benefit for beneficiaries if it’s not.

• A Mortgage Recast Is an Alternative to Refinancing

  When a mortgage is recast, the borrower puts money toward the principal balance of a home loan, reducing the monthly payment.

December

• Two Tax-Friendly Retirement Plans for the Self-Employed

  Setting up a retirement plan provides a way to help shelter more income from taxes and save money for the future.

November

• If You Don’t Have a Will Yet, Why Not?

  Although 64% of Americans think having a will is important, only 32% have one. This article looks at reasons people don’t have a will and why they need one regardless of the reason.

• FAFSA for 2025-2026 School Year Opens December 1

  Following a disastrous rollout last year, this article provides tips for submitting the redesigned Free Application for Federal Student Aid (FAFSA) for the 2025–2026 school year.

October

• Can You Put the Brakes on Rising Auto Insurance Premiums?

  Auto insurance premiums increased more than 18% between July 2023 and July 2024. This article outlines some steps that may help reduce premiums.

• Do You Have Enough Life Insurance?

  Life insurance needs change over time. This article presents five guidelines to help determine an appropriate amount of life insurance coverage.

September

• It’s Complicated: Inheriting IRAs and Retirement Plans

  The SECURE Act of 2019 dramatically changed the rules governing how IRA and retirement plan assets are distributed to beneficiaries.

• Retroactive Social Security Benefits: A Chance to Turn Back Time

  Beneficiaries who postpone claiming Social Security past full retirement age have the option of receiving a lump-sum payment for up to six months of benefits when they finally apply.

August

• HOT TOPIC: Real Estate Commission Changes Around the Corner

  The National Association of Realtors is implementing new policies related to how real estate brokers are compensated. Here are some implications for buyers, sellers, and their agents.

• Watch for These Hazards on the Road to Retirement

  The road to retirement is typically not a smooth ride. This article looks at five potential risks that can slow progress along the way.